BEYOND PAYMENTS

Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software for electronic platform that facilitates multiple types of payment transactions in an integrated mobile phone, PDA, and web based environment that may be downloaded from a global computer network

Financial advisory and consultancy services, namely, providing a variety of payment and financial services; providing electronic processing through depository financial institution of ACH, credit card, and debit card through intergration with ACH, debit and credit networks; Facilitating transfer of electronic funds to and from customers through depository financial institution; Electronic commerce payment services namely establishing funded accounts in depository financial institution used to purchase goods and services on the Internet