BEFOREPAY

Downloadable computer programs and recorded computer software for managing financial transactions, electronic funds transfer, provision of financial products, pay cycle detection, budgets, electronic payments, financial planning, financial management, bill tracking, expense tracking, computer and mobile gaming, human resource management, employment recruitment, digital commerce, and the provision of savings, discount and incentive programs; Downloadable computer programs and recorded computer software for facilitating financial transactions; Downloadable computer programs and recorded computer software for data analytics, financial services, data modelling and predictive analysis; Downloadable computer programs and recorded computer software for analysing business and market information; Downloadable computer programs and recorded computer software for business intelligence, artificial intelligence and machine learning for business purposes; Downloadable computer programs and recorded computer software for processing market or business information

Advisory services relating to banking and finance; Banking; Financial services, namely, financial management, electronic transfer of money, savings and loan services, debt collection, payment processing in the field of credit card payments, loan financing, financial credit scoring, investment management, financial planning, bill payment; financial advice, namely, budget planning; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial affairs and monetary affairs, namely, financial information, management and analysis services; Financing services; Electronic banking via a global computer network; Financial transaction services, namely, credit card payment processing services, electronic banking via a global computer network, electronic funds transfer; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale