BEDFORD HOME LOANS, INC.

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely, purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services, namely, loan processing and loan collections over the global computer network