BE YOUR OWN BANK

Downloadable software in the nature of a mobile application for use by members of an on-line community to borrow government-backed currency or digital currency; magnetically encoded credit cards and encoded integrated circuit cards smart cards all containing programming used to process payments

Administering customer reward programs, namely, awarding cashback rewards for credit card use

Credit card services, namely, issuing credit cards; credit and loan services; financial services, namely, wealth management services; financial advisory and consultancy services; insurance brokerage; banking services; charitable fund raising services; credit card services, namely, processing of credit card payments; financial services relating to credit card services, namely, credit card authorization services; funds investment; investment brokerage; providing internet banking services, namely, online savings account services, online payment facilities and credit facilities for purchases; home banking and Internet banking services; advisory, consultancy and information services relating to the aforesaid services