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Computer and mobile application software for processing payment transactions, processing point of sale transactions and voucher redemption for customers; downloadable vouchers in the nature of tickets for admission to sporting, cultural, and entertainment events via the Internet available to customers; downloadable vouchers and coupons for use in receiving discounts or reimbursement from a variety of services providers, including, restaurants, coffee establishments, pubs and bars, and entertainment event service providers, available to customers; computer and mobile application software for use in controlling and monitoring wireless services and in managing wireless accounts