BB&T

Banking services and related financial services, namely, financial analysis, consultation, planning and management, commercial and consumer lending services, mortgage lending and loan financing, credit card services, debit card services, factoring agency services, financial trust planning; administration of employee benefits concerning insurance and finance, bill payment services, and account aggregation and consulting services, investment services, namely, providing an investment analysis, consultation, planning, management, advisory, brokerage and banking and research services with respect to financial products, real estate and other instruments of investment;Providing interactive and non-interactive banking, financial and investment consultation and information via global computer networks; and electronic payment services, namely, electronic processing and transmission of bill payment data;Securities clearing services and financial clearing services for broker-dealer back office services; Financial services, namely, investment advice, consultation and brokerage in the fields of stocks, bonds, mutual funds and other securities, financial planning, financial forecasting, personal financial situation assessment and evaluation; Insurance agency and brokerage