BAYTRUST FINANCIAL

Financial loan consultation; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Home equity loans; Installment loans; Lease-purchase loans; Loan financing; Loans and discount of bills; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Providing loans secured by commercial paper; Providing student loan information; Providing temporary loans; Revolving loans; Security services, namely, guaranteeing loans; Student loan services; Temporary loans