BAY STATE SAVINGS BANK

BANKING SERVICES AND FINANCIAL SERVICES, SAID FINANCIAL SERVICES BEING NAMELY; [ FINANCIAL INVESTMENT ADVICE AND BROKERAGE IN THE FIELD OF REAL ESTATE, STOCKS, BONDS, COMMERCIAL PAPER, AND OTHER SECURITIES; RISK MANAGEMENT INSURANCE AND ANNUITY BROKERAGE; BROKERAGE OF INSURANCE PRIMARILY DESIGNED AS AN INVESTMENT AND INVESTMENT ANNUITY BROKERAGE; ] FINANCIAL MANAGEMENT [ AND PLANNING; ] AND FINANCIAL GUARANTEE AND SURETY