BARCLAYS SMARTPAY

COMPUTER SOFTWARE FOR FACILITATING, PROCESSING, AND MANAGING FINANCIAL TRANSACTIONS, NAMELY, PROVIDING AND PROCESSING MULTIPLE TYPES OF COMMERCIAL PAYMENT AND DEBT TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK OR CELLULAR TELEPHONE DATA NETWORK

FINANCIAL TRANSACTION SERVICES, NAMELY, PROVIDING AND PROCESSING MULTIPLE TYPES OF COMMERCIAL PAYMENT AND DEBT TRANSACTIONS; CLEARING AND RECONCILING FINANCIAL TRANSACTIONS VIA GLOBAL COMPUTER AND COMMUNICATIONS NETWORKS; ELECTRONIC PAYMENT PROCESSING SERVICES

PROVIDING TEMPORARY USE OF ON-LINE NON-DOWNLOADABLE SOFTWARE FOR FACILITATING, PROCESSING, AND MANAGING FINANCIAL TRANSACTIONS, NAMELY, PROVIDING AND PROCESSING MULTIPLE TYPES OF COMMERCIAL PAYMENT AND DEBT TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK OR CELLULAR TELEPHONE DATA NETWORK