BANKING WITHOUT A NET

banking and financial services, namely, banking and credit, debit and stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of insurance, investments, mortgages, mutual funds, securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face, telephone, automated teller machine and wireless transactions and via the global computer information network