BANKING ON FINANCIAL INCLUSION

Community relations services and community development services, namely, organizing and conducting volunteer programs and community service projects relating to promoting access to banking and other financial services in traditionally under-served communities, organizing promotional and public awareness campaigns to raise awareness of issues affecting access to banking and other financial services in traditionally under-served communities, and arranging commercial partnerships and sponsorships to promote access to banking and other financial services in traditionally under-served communities; advertising services; business management and business management consulting services; promoting economic development in low-income communities throughout the United States

financial services, namely, providing microfinance lending services to low-income individuals and small-to-medium-sized businesses; banking services; mobile banking, namely, banking services provided via mobile telecommunication devices; credit card, debit card, and stored value prepaid card services; commercial and consumer lending and financing; real estate and mortgage brokerage; estate trust planning and consulting in connection therewith; fiduciary representative services; securities and fund investment services and fund investment advisory and consulting services; securities brokerage and trading services for others; facilitating secure financial transactions, namely, electronic funds transfers, electronic cash transactions, electronic credit card transactions and electronic debit transactions; electronic bill payment services, namely, electronic processing and transmission of bill payment data; insurance services, namely, underwriting, and brokerage of property, casualty and life insurance policies and annuity contracts; providing online interactive news and information in the banking and financial industries provided via a global computer network