BANK OF AMERICA PREMIER BANKING

BANKING AND RELATED FINANCIAL SERVICES; INSURANCE SERVICES, NAMELY, PROVIDING INSURANCE AND ANNUITY BROKERAGE SERVICES, INSURANCE AGENCIES, INSURANCE ADMINISTRATION AND INSURANCE CONSULTATION SERVICES IN THE FIELDS OF LIFE, PROPERTY AND CASUALTY, ACCIDENT, HEALTH AND CREDIT INSURANCE SERVICES; FINANCIAL SERVICES, NAMELY, PROVIDING FINANCIAL ANALYSIS, CONSULTATION, PLANNING AND MANAGEMENT, COMMERCIAL AND CONSUMER LENDING AND LEASING SERVICES, MORTGAGE LENDING AND MORTGAGE FINANCING; CREDIT CARD SERVICES; DEBIT CARD SERVICES; ELECTRONIC PAYMENT, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; FINANCIAL INFORMATION IN THE NATURE OF RATES OF EXCHANGE; SECURITY SERVICES, NAMELY, GUARANTEEING LOANS; CASH MANAGEMENT; MORTGAGE BANKING; SAFETY DEPOSIT BOX SERVICES; SAVING ACCOUNT SERVICES; AND AUTOMATED TELLER MACHINE SERVICES