BANK OF AMERICA MERRILL LYNCH INTELLIGENT RECEIVABLES

Providing an on-line computer website that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; administration, billing and reconciliation of accounts on behalf of others; accounting services; accounting services, namely, integrated tracking, management, and reconciliation of unallocated payments

Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments via a global computer network; providing financial services, namely, facilitating financial transactions in the field of payment services, namely, electronic funds transfers and payment card transactions