BANK OF AFRICA

Insurance services, namely, insurance agency services, insurance consultation and insurance administration services in the fields of accident, flood, fire, automobile, life, health, home, renters, long-term care, in-home business, watercraft, umbrella, liability, property, identity theft and employer insurance, financial evaluation for insurance purposes; financial affairs, namely, retail banking services including deposit accounts, home mortgage lending and servicing, credit card transaction processing services, auto lending and banking, investment advice, stock brokerage services, and financial banking services to small businesses, providing information in the field of banking, credit card and debit card transaction processing services, credit card, debit card and electronic check payment transaction processing services, financial management, investment brokerage, investment management, financial investment in the field of securities, mutual funds, certificates of deposit, financial portfolio management, insurance consultation, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange transaction services, treasury financial management services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services, financial consultation in the field of banking, credit card and debit card transaction processing services, credit card, debit card and electronic check transaction payment processing services, financial management, investment brokerage, investment management, securities, mutual funds, certificates of deposit, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, treasury financial management services, trust management services, cash management services, online banking, bill payment services, and tax payment processing services; monetary affairs, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency, financial consultation for educational financial assistance and student loan services, treasury financial management services, trust management accounts services, cash management services, online banking services; real estate affairs, namely, real estate investment trust services, real estate investment trust advisory services, real estate lending services, real estate escrow services, real estate acquisition services, real estate brokerage services