BANCOCIVICO

financing services, credit and investment services, namely, credit and investment consultation, credit bureaus, issuing credit cards, investment advice, investment brokerage, and investment management, financial investments in the field of securities, bonds, debentures, mortgage bond holdings, negotiable securities and negotiable securities that include options to purchase, to subscribe or to sell the underlying assets, maintaining investment escrow accounts and money deposit accounts; real estate services, namely, real estate acquisition services, real estate escrow services, real estate investment, and real estate management; mortgages, namely, mortgage lending, mortgage banking and maintaining mortgage escrow accounts; loans, namely, loan financing, and savings and loan services; insurance services, namely, insurance agencies, insurance consultation, insurance brokerage, and insurance administration; computerized file management and database services in the field of financial services