BANCO DAVIVIENDA S.A.

Financial services, namely, trust services, namely, investment and trust company services, private banking services, deposits processing, money lending, investment fund transfer and transaction services, financial analysis and consultation, financial guarantee and surety, financial investment in the field of real estate and securities, financial management, financial planning, financial portfolio management, financial research, valuation of personal property and real estate, and financing services; investment services, namely, investment consultation, financial investment in the field of real estate and securities, fund investment consultation, funds investment services, investment advice, investment brokerage, investment management services, and mutual fund investment; providing a web site featuring information in the fields of banking services, namely, information regarding banking center locations, ATM locations, affiliate banks, and on-line banking subscription information, providing online certificate of deposit rates, mortgage rates, financing calculators, on-line investment opportunities, loan inquiries, providing links to web sites for others featuring insurance agency services stock quotes, trust services, private banking services, providing access to bank account information