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Financial services, namely, money lending; Financial advice and consultancy services; Financial advisory and consultancy services; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; College consulting services, namely, assisting students in applying for scholarships and financial aid; Financial consulting services, namely, advising others regarding intellectual property investments; Providing financial consultation services to college students related to financing college education; Providing financial information services to college students related to financing college education