B KOOKMIN

Banking and financing services; Merchant banking and investment banking services; Financial services, namely, facilitating international trade by issuing letters of credit; Financial services, namely, settling international and commercial transactions; Payment processing services for international commercial transactions; International collections finance, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; Foreign exchange transactions; Brokerage of bonds; Providing loans secured by commercial papers; Banking services, namely, Providing certificates of deposit; Money transfer and international remittance; Correspondent banking services; Financial services, namely, saving accounts, time deposit services, and banker’s acceptances; ATM banking services; On-line banking services; processing of credit card payments; Debit card transaction processing services; Financial services, namely, providing secured lines of credit, and unsecured lines of credit; Loan financing, excluding mortgage loans for residential housing; Project financing; Financing commercial real estate development projects; all of the foregoing to the exclusion of construction, real estate development, real estate brokerage, real estate agency, real estate management, apartment house management, real estate leasing, and rental of apartments and offices