B BREAD PAY

Providing temporary use of non-downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, and analysis of marketing and advertising data