AXA DIRECT

Insurance services, namely, insurance and reinsurance underwriting services in the field of fire, accident, miscellaneous risks, casualty, credit, personal liability, life, marital, marine, property, and universal liability; prepaid legal expense and trip cancellation insurance; and insurance brokerage services; Financial services, namely, financial planning and financial portfolio management, financial analysis and consultation, financial management, financial research, providing financial information, financial valuation of personal property and real estate; wealth and asset management; and administration and management of assets on behalf of insurance companies; and Real Estate services, namely, management of real estate, real estate estimation and valuation services, real estate property management services, real estate agency services, rental of residential real estate, and recovery of rental housing