ATLANTIC MORTGAGE SERVICES, INC.

Advisory services relating to credit and debit control, investment, grants and financing of loans; Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Arranging of loans; Banking and financing services; Business finance procurement services; Cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; Commercial lending services; Credit and loan services; Electronic loan origination services; Electronic loan preparation services; Facilitating and arranging for the financing of real estate; Financial consulting services, namely, expert analysis in finance; Financial loan consultation; Financial services in the field of money lending; Financial services, namely, money lending; Financial services, namely, mortgage planning; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Financing and loan services; Financing of industrial activities; Financing of purchases; Financing of real estate development projects; Financing services; Home equity loans; Housing services, namely, real property acquisition and consumer financing to facilitate home ownership; Lease-purchase financing; Lease-purchase loans; Loan financing; Maintaining mortgage escrow accounts; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage foreclosure mitigation and loan default mitigation services, namely, acquisition and lease-back of real estate; Mortgage lending; Mortgage procurement for others; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Project financing; Providing loans secured by commercial paper; Providing on-line news in the field of finance; Providing temporary loans; Real estate financing services; Real estate lending services; Real estate services to stop foreclosure, namely, mortgage debt management; Temporary loans