ATLANTIC COMMUNITY BANK

Banking services; Financial services, namely, providing financial analysis, consultation, planning and management; commercial and consumer lending services, mortgage lending, and loan financing; processing of credit card payments; credit card authorization; credit card transaction processing; issuance of credit cards; processing of debit card payments; debit card authorization; debit card transaction processing; issuance of debit cards; electronic payment services involving electronic processing and subsequent transmission of bill payment data; guaranteeing loans; cash management; mortgage banking; and safety deposit box services