AT THE SPEED OF CHAT

Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties

Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to track, organize, submit, approve, reconcile, and reimburse expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings. Downloadable computer application software for mobile phone and handheld computers, namely, customer relationship management software.; Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories

Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties

Sweepstake services, for entertainment purposes, provided to credit card customers

providing temporary use of on-line non-downloadable software for creating and managing expense reports, including tracking, organizing, submitting, approving, reconciling, and reimbursing expenses and payments; Providing temporary use of on-line non-downloadable software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; including tracking, organizing, submitting, approving, reconciling, and reimbursing expenses and payments; Providing temporary use of on-line non-downloadable software for customer relationship management; Providing temporary use of on-line non-downloadable software for use in the field of accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; software as a service (SAAS) services featuring software in the field of accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; Software as a service (SAAS) services featuring software for creating and managing expense reports; Software as a service (SAAS) services featuring software for customer relationship management