ARTEMA

COMPUTER TERMINALS; MAGNETICALLY, OPTICALLY, OR ELECTRONICALLY CODED CARDS; MAGNETICALLY, OPTICALLY, OR ELECTRONICALLY CODED CARD READERS, ENCODERS, DISPENSERS, AND VERIFIERS; AUTOMATED TELLER MACHINES; AND COMPUTER HARDWARE AND SOFTWARE FOR USE IN CONNECTION THEREWITH

ELECTRONIC PAYMENT, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT AND CREDIT CARD PAYMENT DATA AND ELECTRONIC FUNDS TRANSFER SERVICES