ARROW BANK

Business management supervision of banks and insurance agencies and nonbank subsidiaries

Banking services; online banking; Banking services provided via downloadable mobile applications; financial services, namely, issuance of debit cards; bill payment services; payment card services, namely, debit and cash card payment processing services; checking account services; savings account services; providing cash and rebates for credit and debit card use as part of a customer loyalty program; Financial point of sale and point of transaction services, namely, electronic cash and debit card transaction processing services; facilitating person-to-person electronic transfers via a global computer network, namely, providing debit card payment processing services through electronic means via a global computer network; consumer lending services; check processing; cash card payment processing services; electronic banking via a global computer network; internet banking; electronic transfer of funds; financial services, namely, electronic remote check deposit services; money transfer; providing alerts as to any activity and changes of consumer financial transactions, namely, online banking services featuring electronic alerts that alert debit card users of any financial transactions on the debit card account; debit card transaction processing, namely, debit card authentication and verification; Commercial lending services; Financial services, namely, wealth management services; Investment advisory services; Financial investment brokerage services; Investment risk assessment services; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a debit card over a global data network; Financial retirement plan consulting services; Individual retirement account services; Fraud reimbursement services in the field of credit card purchases; Mortgage financing services; Mortgage lending; Mortgage banking; Direct and indirect auto loan services, namely, financing relating to automobiles; Home equity loans; Financing and loan services; Insurance services in the nature of loss control and risk management for others; Insurance and financial information and consultancy services including employee benefit insurance; Insurance agency and brokerage