APTUS

Downloadable electronic publications in the nature of marketing reports, questionnaires and quotes which can be recorded and saved for future analysis

Business consultation, namely, providing in-depth business reporting and business intelligence tools via a global computer information network

Providing on-line forms for transmission of messages among brokers, consultants and carriers for online collaboration for new business and renewals of existing business

Providing online non-downloadable customer relationship management software for employee benefits, namely, the tracking and management of accounts, plans, rates, contacts, documents, activities and commissions