APTO

Encoded electronic chip cards for use as credit, debit, and prepaid cards; Encoded smart cards embedded with transponders and containing programming used to function as credit, debit, and prepaid cards; Magnetic coded cards for use as credit, debit, and prepaid cards; Downloadable computer software platforms for administering branded credit, debit, and prepaid card programs, and for processing credit, debit, and prepaid card payments; Downloadable software development kits (SDK)

Payment processing services in the field of credit, debit, and prepaid card payments; Providing an internet website portal in the field of financial transaction and payment processing services

Application service provider featuring application programming interface (API) software for administering branded credit, debit, and prepaid card programs, and for processing credit, debit, and prepaid card payments; Software as a service (SAAS) services featuring software for administering branded credit, debit, and prepaid card programs, and for processing credit, debit, and prepaid card payments