APEX

Cloud computing featuring software for student loan management services for education providers having former students with student loans issued by the federal government; cloud computing featuring software for financial services, namely, student loan default mitigation services for consumers having student loans issued by the federal government; providing a website featuring non-downloadable software for student loan management services for education providers having former students with student loans issued by the federal government; and providing temporary use of on-line non-downloadable software for student loan services, namely, student loan management services for education providers having former students with student loans issued by the federal government