ANSWERS BEGIN WITH UNDERSTANDING

Computer and communication software for web access to digital files; downloadable software for customer relationship management, for financial credit applications, renewals and underwriting, and for maintaining customer profiles and applications; computer software for financial services, namely, searching, registration, information management and discharge of liens, security interests, charges and encumbrances for others; computer software for database management used in the financial industry; computer software for producing forms and documents; computer software for mortgage origination and processing management; downloadable software for providing connectivity to appraisers, automated valuation providers and related information in the real estate and mortgage-related industries; computer software in the field of coupon, rebate, contest and premium program management to optimize program effectiveness; computer software in the field of registration of security documents under various personal property registration legislation; computer software in the field of document scanning and development and production; computer software for database management used in the real estate industry; downloadable computer software for database management used in the real estate industry; computer software for mortgage underwriting and servicing technologies; computer software for the automatic or manual obtaining, parsing and analyzing commercial or consumer credit bureau reports; computer software for the management and tracking of loan covenants; computer software for the monitoring and management of loan collateral; computer software for the submission of mortgage applications by brokers to lenders including the management of loan approval conditions and loan status; preconfigured computer software solutions for the origination, underwriting and closing of commercial, small business and retail loans and leases; downloadable computer software for the connectivity of title insurance, flood and appraisal services for commercial loans

Bank checks and bank accessories, namely, binders, deposit slips and endorsement stamps; brochures, catalogues, and printed documents all relating to identity theft services; printed business performance reports for financial institutions; corporate seals and books for keeping corporate minutes

Bank deposit bags

Direct marketing and telemarketing services for others, namely, providing mailing lists, promotional materials and letter shop activities; management and operation of telephone call centres for others; advertising and promotional services for banks and financial institutions; promoting the goods and services of others via distribution of promotional materials for banks and financial institutions; business administration, management, planning and consultation services; customer relationship management; coupon and rebate administration services, namely, processing manufacturers' rebates and promoting the goods of others, namely, providing coupons and rebates for the goods of others; inventory management services to manage marketing and promotional materials for third party clients; order fulfillment services to optimize promotions effectiveness for third party clients; processing of retail discount coupons for others in large volumes or quantities by means of a specially designed computerized redemption processing system; consulting in the field of coupon, rebate, contest and premium program management to optimize promotion effectiveness; provision of business records management services, namely, management of administrative documents, data records and files for others; and provision of business data records processing services for others; data management, namely, data management services relating to financial credit information for use in debt collection, namely, electronic data collection and on-line claims management, data management service for use in reporting debt collection accounts to a collection agency; business management and business organizational consultation support for small businesses; financial sector support services, namely, coordinating business relationships between small businesses and financial institutions; business performance reporting services for financial institutions; processing manufacturers' coupons in the nature of inspecting to verify the validity of retail discount coupons by which each individual coupon is physically reviewed and tested; professional referral services in the field of finance; providing and maintaining computer databases of commercial information; corporate services provided via the Internet, namely, online retail store services featuring corporate minute books, corporate seals, stationery, and office supplies

Financial information processing for financial institutions or their customers, namely, managing activities related to transferring pre-authorized credits and debits, when a banking customer changes financial institutions or changes his or her primary transaction account, or as a result of a financial institution merger or acquisition, namely, notifying employers, billers, creditors, credit and debit firms and synchronizing the closure of former accounts and transferring of related balances of the accounts; insurance services, namely, insurance agencies and insurance consultancy; credit card services; financial services, namely, searching, registration, information management and discharge of liens, security interests, charges and encumbrances for others; student loan services; insurance claims processing services for third party clients; credit card authorization in the nature of application processing services; education loan processing services, namely, the administration of loan repayments on behalf of financial institutions, governments and post-secondary educational institutions; educational and student loan and credit card end-to-end services for lenders and governments; mortgage discharge services for mortgage lenders; real estate agency services; small business and support services, namely, financing for small businesses; technology, workflow and credit lifecycle management services for others for mortgages and other lending products provided by the financial services industry to monitor and track audit information; identity restoration and rehabilitation services, namely, credit repair and restoration; real estate agency services; multiple listing services for real estate; computerized real estate agency services

Providing multiple user-telecommunications access to computer databases maintained by others; electronic mail services

Shipping of marketing support materials, textbooks, medical information, and pharmaceutical samples; delivering certified and non-certified copies of government documents relating to corporations and businesses

Printing of business and financial industry documents and forms for others; printing of stationery and business communications documents and forms for others; the printing of financially related security and personalized products, namely, magnetic ink recognition character and optional character recognition encoded documents for others

Data imaging, namely, electronic scanning of business related correspondence, charts, photographs and reports; back-up services for computer hard drive data; web-based digital file storage services; computer services, namely, software integration services in the nature of integration of computer software into multiple systems and networks; customizing financial services software for others; the development and commercialization of computer networks, namely, electronic connectivity features and links utilizing the computer software and systems between and among mortgage originators, mortgage lenders and other individuals and businesses; providing professional services in the nature of providing customized application development, computer and computer network consulting services and systems integration in relation to the real estate, mortgage and financial service industries; designing, deploying, and operating computer software for the purpose of supporting parties in relation to the real estate, mortgage and financial service industries; technical and product support services to optimize promotions effectiveness for third party clients, namely, troubleshooting in the nature of diagnosing computer hardware and software problems; providing online, non-downloadable software to facilitate the management of coupon, rebate contest and premium programs; development and planning of computer networks for mortgage originators, mortgage lenders, and other individuals and businesses featuring electronic connectivity features and links utilizing the computer software and systems among the foregoing; public document retrieval, namely, retrieving legal and corporate documents from relevant government offices and retrieving legal documents for others with the court; design of business and financial industry documents and forms for others; design of stationery and business communications documents and forms for others

Identity theft assistance services, namely, monitoring of credit reports, the Internet, and public records to facilitate the detection and prevention of identity theft and fraud; identity restoration and rehabilitation services, namely, consultation in the field of identity theft; identity theft prevention services; concierge services, namely, personal concierge services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs; corporate services provided via the Internet, namely, electronic filing of corporate documents, preparing and filing corporate documents, preparing corporate resolutions, bylaws, letters patent, share certificates and related documentation for third parties; legal services in the nature of providing corporate and business name searches, providing inquiry services in connection with existing businesses, obtaining and delivering certified and noncertified copies of government documents relating to corporations and businesses; searching services, namely, conducting searches of government records for others, conducting land title searches for others, conducting corporate searches for others, conducting searches of records relating to personal property, conducting searches for information about motor vehicles, conducting searches of court records, and conducting searches of computer databases; licensing computer software for the purpose of supporting parties in relation to the real estate, mortgage, and financial service industries; filing legal and corporate documents for others with relevant government offices; filing legal documents for others with the court; process serving services, service of recording transfers and modifications of mortgages of real property; registration of security documents under various personal property registration legislation; legal public registry searches and analysis of information obtained from public registry offices; licensing computer software for the purpose of supporting parties in relation to the real estate, mortgage and financial service industries