ANDROSCOGGIN SMARTER BANKING

ATM banking services; banking services; on-line banking services; cash management services; safe deposit box services; estate trust planning; financial planning; financial trust planning; financial and investment services namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; financial planning and investment advisory services; investment consultation; investment management; trust services, namely, investment and trust company services; commercial lending services; consumer lending services; mortgage lending; financing of loans; home equity loans; installment loans; loan financing; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; estate trust management; financial trust administration; trust management accounts; and financial services, namely, wealth management services