ANDIGO

Administration of savings accounts; ATM banking services; Charge card services; Checking account services; Credit union services; Credit union services provided by mobile telephone connections; Debit card services; Electronic loan origination services; Electronic loan preparation services; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial asset management; Financial investment services, namely, administering the issuance, underwriting and distribution of securities; Financial services, namely, money lending; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; On-line banking services; Providing bank account information by telephone; Providing on-line financial calculators; Real estate lending services; Savings account services; Savings and loan services; Savings bank services; Wholesale lending services

Educational services, namely, providing in-person classes and seminars, and online webinars, classes and videos in the fields of personal finance