AMERIPRISE SAPPHIRE ADVANTAGE

Loyalty programs and publications

Financial services, namely, loyalty programs relating to customer loyalty, investments, asset management, cash management, financial analysis, financial consultation, financial planning consultation, financial portfolio management, financial research, financial risk management, on-line financial calculators, stock/securities market information, stock brokerage, mutual funds brokerage, other securities brokerage, mutual fund investment, mutual fund distribution, consumer lending services, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates, investment fund transfers, investment fund transaction services, assisting others with the completion of financial transactions for stocks, bonds, securities and equities, a total portfolio offering for clients consisting of both separate accounts and mutual funds for equity and fixed income investments, financial trust operations, trust services, investment services, trust company services, insurance services, underwriting, writing property and casualty insurance, investment management of and distribution of annuities, investment services, asset acquisition, asset consultation, asset development and asset management services, insurance brokerage, retirement planning services, defined benefit services, defined contribution services, retirement education and planning services; loyalty publications dealing with financial services, namely insurance, annuities and asset management