AMERICA'S PREFERRED LENDER

Matching borrowers with potential lenders in the field of consumer and mortgage lending; Matching borrowers with potential lenders in the field of mortgage lending; Membership club services providing discounts to members on real estate commissions and mortgage fees; Providing statistical information and indexes of mortgages, interests, and prices for others

Cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Maintaining mortgage escrow accounts; Membership club services, namely, providing information to members in the fields of real estate, mortgages and debt elimination; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; Mortgage foreclosure mitigation and loan default mitigation services, namely, acquisition and lease-back of real estate; Mortgage foreclosure services; Mortgage lending; Mortgage procurement for others; Mortgage refinancing; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Mortgaging of securities for others; Providing post-compliance financial reviews for the mortgage industry; Real estate services to stop foreclosure, namely, mortgage debt management

Providing internet based data capture services that enable the exchange of information via the internet from residential mortgage borrowers to institutions for use in loan workouts; Providing quality control services for the mortgage industry

Closing services for mortgage loans; Mortgage compliance consulting services concerning mortgage-related laws for mortgage lenders and servicers and mortgage brokers