AMERICAN ROAD INSURANCE AGENCY

Insurance and financial services, namely, financing services and lease purchase financing for new and used cars; providing motor vehicle dealership working capital, financing services for building construction, mortgage lending, floor plans and equipment; mortgage lending, home equity loans and installment loans; commercial lending and consumer lending services; insurance underwriting services in the fields of motor vehicles, disability, accident, annuity products, travelers insurance and credit card insurance; financial investment services in the field of money markets, term certificates of deposit, mutual funds, stocks, 401k accounts, checking and savings accounts; personal financial management, financial planning, stock exchange price quotations, financial portfolio management, bill payment services, cash management services, and trust estate management services via a global computer network and electronic processing of financial lending applications via a global computer network