AMERICAN NATIONAL

Underwriting, issuance and administration of life insurance; underwriting, issuance and administration of property and casualty insurance; consultation in the field of insurance, namely, life, property, casualty; investment consultation, financial management and financial analysis; financial planning for employers, employees and employee groups; underwriting in the field of fixed, variable and equity index annuities; financial asset management; investment management services in the field of joint ventures; estate planning services; issuance of lost business income and extra expense insurance; issuance of worker's compensation insurance; issuance of commercial property and casualty insurance; annuity contract services, namely, issuance and administration of annuities offering pension risk transfer services associated with qualified and non-qualified employee benefit plans.