AMERICAN NATIONAL

Issuance and administration of life and health insurance; Underwriting, issuance and administration group health, and accident insurance; Underwriting, issuance and administration of property and casualty insurance; Brokerage in the field of indemnity and supplemental health insurance; Consultation in the field of insurance, namely, life, health, accident, property, casualty, indemnity and managed care insurance; Mutual fund investment services; Investment consultation, financial management and financial analysis; Financial planning for employers, employees and employee groups; Underwriting in the field of fixed, variable and equity index annuities; Real estate management, leasing and investment; Mortgage banking services, namely, mortgage lending, and servicing of mortgage loans; financial asset management; Investment management services in the field of joint ventures; [ Wholesale brokerage and underwriting for variable universal life insurance; ] Estate planning services; Issuance of lost business income and extra expense insurance; Issuance of worker's compensation insurance; Issuance of commercial property and casualty insurance

Real estate development and construction of commercial, residential and hotel property