AMERICAN E-SERVICES

PROVIDING AN ELECTRONICALLY ACCESSIBLE SITE WHERE SERVICES AND GOODS CAN BE MARKETED, OFFERED FOR SALE, AND PURCHASED BY CONSUMERS, INFORMATION REGARDING THOSE GOODS AND SERVICES CAN BE PROVIDED TO CONSUMERS, AND DATA REGARDING CONSUMER SPENDING PROFILES CAN BE ANALYZED TO IDENTIFY TARGET CUSTOMERS

PROVIDING SHOPPING SERVICES, NAMELY PROVIDING INFORMATION REGARDING PRODUCTS AND SERVICES ELECTRONICALLY BY TELEPHONE, WEB TV, OR A GLOBAL NETWORK OF COMPUTERS; RECEIVING REQUESTS FROM CUSTOMERS FOR BIDS TO SELL PRODUCTS AND SERVICES, PROVIDING VENDOR BIDS TO CUSTOMERS FOR SHOPPING BASED ON LEARNED CONSUMER SPENDING PROFILES, PROVIDING AN AUTOMATED, BILATERAL BIDDING NEGOTIATION PROCESS, ORDER PROCESSING SERVICES, NAMELY CREDIT CARD PROCESSING SERVICES, PAYMENT BY TELEPHONE SERVICES, PAYMENT BY WIRE SERVICES; AND, SERVICES INVOLVING FINANCIAL AFFAIRS, NAMELY, INSURANCE BROKERAGE SERVICES, INVESTMENT BROKERAGE SERVICES, AND COMMERCIAL BANKING BROKERAGE

ELECTRONICALLY ACCESSIBLE TRAVEL AGENCY SERVICES, NAMELY ARRANGING TRAVEL TOURS, MAKING RESERVATIONS AND BOOKINGS FOR TRANSPORTATION, PROVIDING INFORMATION ON TRANSPORTATION SERVICES, MAKING HOTEL RESERVATIONS FOR OTHERS VIA A GLOBAL COMPUTER NETWORK, AND PROVIDING A WEBSITE ON A GLOBAL COMPUTER NETWORK FEATURING INFORMATION ON HOTELS