AMERICAN DREAM COMMITMENT

Mortgage loan and financing services, namely the purchase of single-family and multifamily residential mortgages, the issuance of mortgage-backed securities; providing information via the Internet on financial subjects and on mortgage services; providing information via the Internet on computer software and technology relating to the financial services industry and to mortgage services; and providing an interactive online computer database of information in the field of financial services and mortgage services for use by financial institutions and mortgage consumers