AMERICAN CREDIT

Financial services, namely, conducting an online exchange of interest rate products via the internet and intranet systems; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, microfinance lending services; Financial services, namely, money lending; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial advisory and consultancy services; Financial advisory and consultancy services relating to micro credits, micro finance and energy products; Financial transaction services, namely, providing secure commercial transactions and payment options; Online banking services accessible by means of downloadable mobile applications