AMERICA FIRST INSURANCE MEMBER OF LIBERTY MUTUAL GROUP

Insurance services, namely, insurance underwriting and administration of insurance dealing with accident, liability, and property insurance and reinsurance, including the following kinds of insurance-- fire and other property, general liability, workmen's compensation, automobile, aircraft, disability, fidelity, surety, burglary, forgery, water damage, marine and ocean marine; insurance brokerage services; property and casualty loss management and claims adjustment services; insurance claims administration and adjustment services provided as part of insured or self-insurance programs; appraisal, consulting, and analytical services in the fields of medical, disability, property and casualty insurance claims; insurance information, management, and consultancy services; and provision of the above-listed insurance services on-line from a computer database or via the Internet