AMANA

Encoded cards containing programming used to make and record payments and transactions relating to stored digital tokens of value; downloadable computer software for use in redeeming stored tokens of value in exchange for goods, services and cash; encoded cards incorporating a unique scannable code which works with downloadable software to make and record payments and transactions relating to stored digital tokens of value; downloadable computer software programs to record financial transactions and transactions relating to stored digital tokens of value

Gift card transaction processing services and loyalty program payment processing services; payment processing services in the field of consumer loyalty program payments