ALTERNATIVE BIDDING PROGRAM

IDENTIFYING, SELECTING AND QUALIFYING MUNICIPAL BOND ISSUERS FOR BOND INSURANCE, PUBLISHING THE QUALIFICATIONS OF THE MUNICIPAL BOND ISSUE FOR INSURANCE, AND ASSISTING MUNICIPAL BOND ISSUERS IN THE PREPARATION OF NOTICE OF SALE AND INVITATION FOR INSURED OR UNINSURED BIDS, PROVIDING INSURANCE GUARANTY PAID BY THE MUNICIPAL BOND ISSUER TO THE SUCCESSFUL BIDDER SPECIFYING INSURANCE