ALLFIRST

FINANCIAL SERVICES, NAMELY BANKING SERVICES, SECURITIES BROKERAGE AND UNDERWRITING SERVICES, ASSET MANAGEMENT SERVICES, INVESTMENT COUNSELING SERVICES, FINANCING SERVICES AND INSURANCE AGENCY AND UNDERWRITING IN THE FIELDS OF FIXED AND VARIABLE ANNUITIES, CREDIT, LIFE, ACCIDENT, HEALTH, CREDIT DISABILITY, PROPERTY, CASUALTY, AUTOMOBILE AND FIRE