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Processing manufacturer's coupons; promoting and marketing the goods and services of others by distributing advertising material, coupons and discount offers via mobile devices; promoting the goods of others, namely, providing information regarding discounts, coupons, rebates, vouchers and special offers for the goods of others; providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses; providing an interactive website for users to review and rate internet content, people, companies, products and/or services in exchange for points earned for promotional items consisting of coupons, rebates, discounts or special offerings on goods and/or services provided by website sponsors; loyalty programs, namely, customer loyalty services for commercial, promotional and/or advertising purposes

Mobile device payment services, namely, credit, debit, prepaid and gift card payment services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device; and loyalty program payment processing services