ALEX. BROWN

financial services, namely, investment banking services; providing investment, asset and wealth management services; financial planning, financial consulting; investment consulting; investment brokerage services; securities brokerage services; financial risk management; financial and investment research, analysis, forecasting and information services; mutual fund brokerage services; retirement planning; corporate retirement plan consulting; financial trust, estate and charitable investment planning services; financial planning for education expenses; financial portfolio management; investment management services in the field of arranging joint ventures; foreign exchange transactions; foreign exchange information services; insurance brokerage services in the field of life insurance and annuities; providing interactive financial portfolio management and brokerage in the field of securities, stocks, bonds and mutual funds by means of a global computer network; providing account status information on a real-time basis via the Internet