AGVANTIS

Business management consulting and outsourcing services related to the agricultural banking industry, namely-- business planning services, business process development and re-engineering services; accounting and account information processing services; personnel management, utilization and valuation consultation; payroll services; human resource services; and marketing services, namely, market research

Employee benefits administration; credit processing services and loan origination services; and risk management services

Providing electronic bulletin boards and chat rooms for the transmission of messages and other information to and among computer users regarding general information technology and agricultural banking topics

Educational services relating to the agricultural banking industry, namely-- conducting courses, seminars, conferences, workshops and classes, and developing and distributing educational materials in connection therewith in the fields of management consulting, business, financial management and analysis, computer software development and implementation, computer software usage, information technology, and on line business activities and operations

Providing consulting services and information to the agricultural banking industry in the fields of information technology, computers and computer systems, namely-- computer consulting in the areas of computers, computer systems, computer software, computer networks and computer system security; design of computer systems, computer programming, and computer software systems integration and implementation; information technology consulting services; installation, maintenance and repair of computer software; technical support services, namely, troubleshooting of computer hardware and software problems via telephone, e-mail, remote electronic connections, postings on global computer networks and site visits; and designing, implementing, creating, maintaining and hosting web sites for others on a computer server for a global computer network