AGENT BENEFIT ASSOCIATION

Arranging and providing incentive award programs to independent insurance agents to promote the sale of insurance products and services; Conducting a program to provide benefits to independent insurance agents, namely, offering discounts to independent insurance agents in the nature of discounts on insurance policies; Providing insurance agents business information via a global computer network regarding the availability of and discounts on products and services to assist the agents in the management of their business; Providing insurance agents consumer product information via a global computer network regarding the availability of discounts on consumer products and services