AFFORDABLE SECURITY FOR ANY USER, ANYWHERE, ANYTIME.

Computer hardware and software for authentication and security purposes for use in consumer and commercial transaction web sites, namely, authentication and security software used to establish and manage connections and transactions between a user, computer, computer network database and communications equipment, such as voice, text messaging and/or email; computer hardware and software for providing secure connections to computer networks and communications equipment with authorization mechanisms to allow only authorized access to this computer network/database

Providing user authentication services in e-commerce transactions, namely, providing at least two factor authentication for a user to access a third party computer network/database system, namely, providing a means for authenticating that the user is authorized to access such third party computer network and /or database