ADRO

Downloadable mobile application software for providing banking services, mobile banking services, online banking services, money transfer services, issuance of charge, credit, and debit cards, processing of charge, credit, and debit card payments, credit scoring services, financial credit scoring services, credit underwriting, and financial services, namely, analyzing bank account transactional data, income, assets, and cash flows to predict credit default risk and make determinations regarding consumer financial status and creditworthiness; magnetically encoded payment cards, namely, credit cards and debit cards

Banking services; mobile banking services; online banking services; money transfer services; issuing charge, credit, and debit cards; processing of charge, credit, and debit card payments; credit scoring services; financial credit scoring services; credit underwriting; financial services, namely, analyzing bank account transactional data, income, assets, and cash flows to predict credit default risk and make determinations regarding consumer financial status and creditworthiness; providing information in the field of credit scoring, creditworthiness, credit card services, and debit card services