ADIB

Insurance services, namely, insurance administration, insurance brokerage, insurance consultancy, insurance information and insurance underwriting for all types of insurance and actuarial services, claims administration services, all the aforementioned services also available online; banking services; online banking services; telephone banking services; investment banking services; merchant banking services; corporate banking services; institutional banking services; private equity; venture capital; mutual fund investment services; financial services, namely, financial clearing houses, and providing financial transactions services, namely, providing temporary corporate loans, providing loan financing services to individuals, issuing letters of credit, loan syndications in the nature of loan financing involving numerous different money lenders, deposit services in the nature of acceptance of deposits, certificates of deposit in the nature of providing certificates confirming the transfer of money, commercial papers in the nature of providing loans secured by commercial paper, clearing trades for currency futures, assuming financial risk of others by entering into options and swaps, foreign exchange information services, lease purchase financing, all the aforementioned services also available online and via a global computer network; financial planning, analysis and management assistance, and advice and consultancy related thereto. corporate financial services, namely, commercial lending services, institutional financial services, namely, corporate savings account services, financial administration of retirement plans, financial clearing houses, and providing financial transaction services, namely, providing temporary corporate loans, issuing letters of credit, loan syndications in the nature of loan financing involving numerous different money lenders, deposit services in the nature of money transfer services, certificates of deposit in the nature of providing certificates confirming the transfer of money, commercial papers in the nature of providing loans secured by commercial paper, clearing trades for currency futures, assuming financial risk of others by entering into options and swaps, foreign exchange information services, and providing lease purchase financing; corporate and institutional lending and deposit services, namely, commercial lending services and commercial deposit services in the nature of money transfer services and electronic cash transactions services; electronic funds transfer services; accepting and authorizing financial transactions, namely, credit card transactions processing services; loan services, namely, loan financing, providing temporary loans; credit and debit card services and issuance; financial affairs and monetary affairs, namely, monetary exchange, financial risk management; customs brokerage services, art brokerage services and securities brokerage services, all of the aforementioned services also available online; financial analysis; financial portfolio administration; commodities share trading for others; stock share brokerage; financial services relating to managed funds, namely, management of a capital investment fund; financial services in the field of money lending, namely, marginal lending; management of superannuation funds. providing financial information in the field of banking and finance and investment information in the field of banking and finance. providing online monetary affairs, namely, online acquisition and transfer of monetary claims; providing online financial analysis; providing online financial portfolio administration; providing online commodities share trading for others; providing online stock share brokerage; providing online financial services relating to managed funds, namely, management of a capital investment fund; financial services in the field of money lending, namely, providing online marginal lending; providing online management of superannuation funds; providing online financial information in the field of banking and finance and online investment information in the field of banking and finance; real estate acquisition services; real estate investment services; real estate agencies; real estate appraisal; real estate brokerage; real estate consultation; real estate consultancy; real estate listing; real estate management; providing real estate listings and real estate information via the Internet; real estate procurement for others; leasing of real estate; leasing of real property; rental of apartments; rental of office space; mortgage procurement for others; real estate relocation services, and information, advisory and consultancy services